In business, cash-flow is king. A great product or good business idea is useless if cash-flow is not under control. It is as essential to your business survival as water is to your own survival.

Well believe it or not, one strategy for getting your customers to pay on time is actually sitting there in the bible. You just need to know where to look…

Wherever you look these days you find promoters of ‘get rich quick’ schemes or motivational courses aimed at changing your mindset in a way that will supposedly, as if by magic, attract wealth into your life.

These days there is no excuse for not knowing how much money you have in your bank account. With the advent of internet banking and now mobile banking from your phone, your bank account details are just a couple of clicks away.

In a recent survey of financial knowledge undertaken for the Retirement Commission, it was no surprise that the results showed a high correlation between low financial knowledge and difficulty in managing money.

After ten years the plan was to retire: either Trevor could sell his business and generate a retirement fund, or pass the business…

So you didn’t win $36 million in the big lottery, but then neither did several million other people who during the last week poured enough money into the prize pool for retailers to notice a dip in their sales.

This is a brief article for people who are working for themselves who have clients that are unable or unwilling to pay for your work.

If you are a woman, there are some important facts you need to know about your financial future.

Now, more than ever, is the time to keep your spending under control as we batten down the hatches and wait for the global credit crunch storm to pass.

A few decades ago, financial advisers made a living from selling retirement savings plans to young couples, often along with life insurance policies.

Ask any new business owner what keeps them awake at night and the answer will probably be managing cash flow.

Saving is a bit like trying to lose weight. Its one of those things that you know you should do, but there are too many temptations in the way. Besides which, who wants to go without, especially at this time of the year?

Nowadays, it seems the lavish wedding is back in vogue and young couples find themselves with the challenge of putting on a wedding that matches or outshines the expectations of their peers but without going broke.

With every economic crisis the first to suffer financially are usually those whose situation has been weakened by debt.

As the global recession worsens, businesses will shed staff or close down altogether and unemployment is expected to double. It’s not going to be a happy year.