Archive | Finance

Don’t Just Retire: Reformat!

The word ‘retirement’ conjures up a range of confusing or even contradictory feelings for people these days. Once upon a time, retirement was a defined day, usually marked by a birthday, after which any form of paid employment ceased immediately.

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GST Resources from MYOB

Julian Smith General Manager MYOB NZ has sent in some excellant GST resources for business owners.

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GST: Only 60 Sleeps To Go!

Only 60 more sleeps before all GST registered taxpayers have to increase their GST rates.

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Relationship Issues and Money Conflicts

According to the experts, arguments about money are one of the main causes of conflict in relationships and are also one of the key reasons why relationships end.

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How to make good use of the paper your accountant gives to you (part 3)

In part one we discussed margins; in part two we discussed the current and quick ratios. Now I’m going to illustrate few other tecniques which are helpful for avoiding unpleasant surprises.

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Any bank can have my business if they can create a bank account like this!

Say you are planning the trip of a lifetime to an exotic location, just you and your partner. You start getting excited once you have made the decision to go and the …

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The Demise of the Australian Retailer

Walk through any shopping centre and it is hard to miss the “Sale” signs out front of nearly every retail outlet. There is no doubt retailers are doing it tough right now but should this be a surprise to us.

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The Eight Worst Credit Card Mistakes

Credit cards are one of the most useful yet also one of the most dangerous modern financial inventions. Use them wisely and you can make money from them. Use them unwisely and you can lose everything you have. The worst mistakes you can make with your credit card are:

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How to make good use of the paper your accountant gives to you (part 2)

Now we focus on some other financial indicators that can tell you something insightful about how is your company doing.

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Momentum: The Key to Attracting Venture Capital

When I first engage with a client and see their company I am looking for one key ingredient and that is; momentum!

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How To Make Good Use Of The Paper Your Accountant Gives To You (part 1)

Every company has an accountant. They are often seen as gray men, with round glasses and little social skills. Many think that their existence is justified by bookkeeping, which, in turn, is a law enforced requirement, right?

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Venture Capitalist And How To Raise Capital For Your Company

I entered into business later in the career path after a successful run in education…many ask and are surprised to find out there isn’t that much difference between helping a teenager to succeed …

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Venture Capital Raises in the Start-up and Angel investment market

In my role as a venture catalyst in the private investment market, I often get asked how to go about a raise and what value propositions angel investors are looking for in new companies?

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Posted in Finance, General2 Comments

Budget 2010 – Commentary From A Depreciation Perspective

Well, what a day!!! To be sitting at a café yesterday debating the possible budget changes to last night, reflecting on the changes and today handling a barrage of calls and emails.

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How I Got Control Back Of My Finances

Lets face it – right now its really hard to take control of our personal finances. Ask yourself this simple question… If you lost your job today how long could you survive on your savings? 1 week? 2 weeks? A month?

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Important Tips for Goal Setting

Well folks we would like to thank you for the truly fantastic response to our recent competitions, the winners will be announced today. In fact, it went so well, we may even run another one shortly…

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Did New Zealand invent the Banking System?

Ages ago, I was having coffee with a friend of mine (not a hugely unusual occurrence it has to be said), and we were discussing Banks in New Zealand.

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Can A Janitor Become Wealthy?

Over the weekend, we had some friends round, who are interested in getting out of the Rate Race and sorting out their finances.

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Understanding your Money Personality

What kind of relationship do you have with money? Is your money plentiful or scarce? Are you afraid to take risks with money or are you a high roller?

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Something you need to read if you are worried about redundancy

I’m not the only one who thinks it is a good idea to be smart and savvy with your finances now – and to take some control in case the threat of redundancy turns out to be real.

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